The Karachay-Balkar language (Къарачай-Малкъар тил, Qaraçay-Malqar til or Таулу тил, Tawlu til, Kabardian: Къарачайбзэ) is a Turkic language spoken by the Karachays and Balkars in Kabardino-Balkaria and Karachay–Cherkessia, European Russia, as well as by an immigrant population in Afyonkarahisar Province, Turkey. It is divided into two dialects: Karachay-Baksan-Chegem, which pronounces two phonemes as /tʃ/ and /dʒ/, and Balkar, which pronounces the corresponding phonemes as /ts/ and /z/. The modern Karachay-Balkar written language is based on the Karachay-Baksan-Chegem dialect. The language is closely related to Kumyk.
Note: however, this may not be exactly Karachay-Balkar.